At Independent Means, personal loans, mortgages and re-mortgages are our speciality; we work hard to find you the best deal.

As a First Time Buyer, you may be struggling to get into the property market for a number of reasons. Here at Independent Means mortgage brokers, we have access to a wide range of special plans which can help.

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Place an online Mortgage Enquiry

Details submitted through this form are confidential. Any information collected will be used solely for the purposes of providing background information when contacting you to arrange an appointment / advice.

We offer a full advice & recommendation service in all cases in order that we can make an informed decision with you about your financial planning needs or mortgage.

To enquire simply complete the brief questionnaire below and click the 'Submit' button. Alternatively you can contact us by telephone on 0870 444 2127.

Your property may be repossessed if you do not keep up repayments on your mortgage.

For mortgages we can be paid by commission or fee. If paying by fee this is typically 0.5% of the loan.

Basic information:

This is the minimum information we require

What time of day would be most convenient:

If you are on a tight budget you may want a 100% - 125% mortgage – a loan for the full purchase price of the property, plus some extra to clear your debts or buy furniture. Independent Means mortgage advisors have access to lenders offering 100%, 110%, 115% and 125% mortgages.

Place an online Mortgage Enquiry

Details submitted through this form are confidential. Any information collected will be used solely for the purposes of providing background information when contacting you to arrange an appointment / advice.

We offer a full advice & recommendation service in all cases in order that we can make an informed decision with you about your financial planning needs or mortgage.

To enquire simply complete the brief questionnaire below and click the 'Submit' button. Alternatively you can contact us by telephone on 0870 444 2127.

Your property may be repossessed if you do not keep up repayments on your mortgage.

For mortgages we can be paid by commission or fee. If paying by fee this is typically 0.5% of the loan.

Basic information:

This is the minimum information we require

What time of day would be most convenient:

Investing in property can be very lucrative. Buy-to-let mortgages are ideal for many landlords.

Independent Means Mortgage brokers have access to the best buy-to-let mortgage deals on the market. We know which lenders are best geared up to meet the needs of buy-to-let investors.

We do the your homework and research the options for you - saving you valuable time. Our mortgage calculator can quickly work out what you could save with Independent Means mortgage brokers.

Even if you think your credit file will prevent you obtaining a personal loan, mortgage, or re-mortgage we can almost certainly help.

Place an online Mortgage Enquiry

Details submitted through this form are confidential. Any information collected will be used solely for the purposes of providing background information when contacting you to arrange an appointment / advice.

We offer a full advice & recommendation service in all cases in order that we can make an informed decision with you about your financial planning needs or mortgage.

To enquire simply complete the brief questionnaire below and click the 'Submit' button. Alternatively you can contact us by telephone on 0870 444 2127.

Your property may be repossessed if you do not keep up repayments on your mortgage.

For mortgages we can be paid by commission or fee. If paying by fee this is typically 0.5% of the loan.

Basic information:

This is the minimum information we require

What time of day would be most convenient:

Did you know an estimated one in four Britons would be turned down by a mainstream mortgage lender?

Bad Credit Mortgages or Adverse Credit Mortgages are ideal if you have a poor credit record. You may find you have difficulty getting a mortgage from the high street. Independent Means have access to specialist bad credit mortgage lenders.

Even if you think your credit file will prevent you obtaining a personal loan, mortgage, or re-mortgage we can almost certainly help.

We specialise in sourcing funds for clients with poor credit ratings, defaults, CCJ's and missed payments.

Place an online Mortgage Enquiry

Details submitted through this form are confidential. Any information collected will be used solely for the purposes of providing background information when contacting you to arrange an appointment / advice.

We offer a full advice & recommendation service in all cases in order that we can make an informed decision with you about your financial planning needs or mortgage.

To enquire simply complete the brief questionnaire below and click the 'Submit' button. Alternatively you can contact us by telephone on 0870 444 2127.

Your property may be repossessed if you do not keep up repayments on your mortgage.

For mortgages we can be paid by commission or fee. If paying by fee this is typically 0.5% of the loan.

Basic information:

This is the minimum information we require

What time of day would be most convenient:

At Independent Means, personal loans, mortgages and re-mortgages are our speciality; we work hard to find you the best deal.

Place an online Mortgage Enquiry

Details submitted through this form are confidential. Any information collected will be used solely for the purposes of providing background information when contacting you to arrange an appointment / advice.

We offer a full advice & recommendation service in all cases in order that we can make an informed decision with you about your financial planning needs or mortgage.

To enquire simply complete the brief questionnaire below and click the 'Submit' button. Alternatively you can contact us by telephone on 0870 444 2127.

Your property may be repossessed if you do not keep up repayments on your mortgage.

For mortgages we can be paid by commission or fee. If paying by fee this is typically 0.5% of the loan.

Basic information:

This is the minimum information we require

What time of day would be most convenient:

Place an online Mortgage Enquiry

Details submitted through this form are confidential. Any information collected will be used solely for the purposes of providing background information when contacting you to arrange an appointment / advice.

We offer a full advice & recommendation service in all cases in order that we can make an informed decision with you about your financial planning needs or mortgage.

To enquire simply complete the brief questionnaire below and click the 'Submit' button. Alternatively you can contact us by telephone on 0870 444 2127.

Your property may be repossessed if you do not keep up repayments on your mortgage.

For mortgages we can be paid by commission or fee. If paying by fee this is typically 0.5% of the loan.

Basic information:

This is the minimum information we require

What time of day would be most convenient:

Right-to-buy is when a tenant living in a council-owned property purchases it at a discount, the size of which depends on the length of their tenancy.

If you need advice on any aspect of the Right-to-buy scheme, contact your landlord (the organisation you pay rent to or have a tenancy agreement with - for example, your council or housing association) first.

Click Here for Government information about 'Right-to-buy'.

Even if you think your credit file will prevent you obtaining a personal loan, mortgage, or re-mortgage we can almost certainly help.

We specialise in sourcing funds for clients with poor credit ratings, defaults, CCJ's and missed payments.

Place an online Mortgage Enquiry

Details submitted through this form are confidential. Any information collected will be used solely for the purposes of providing background information when contacting you to arrange an appointment / advice.

We offer a full advice & recommendation service in all cases in order that we can make an informed decision with you about your financial planning needs or mortgage.

To enquire simply complete the brief questionnaire below and click the 'Submit' button. Alternatively you can contact us by telephone on 0870 444 2127.

Your property may be repossessed if you do not keep up repayments on your mortgage.

For mortgages we can be paid by commission or fee. If paying by fee this is typically 0.5% of the loan.

Basic information:

This is the minimum information we require

What time of day would be most convenient:

Self Cert mortgage is ideal if you are self-employed or have have difficulty getting a mortgage from high street lenders. Independent Means mortgage brokers have access to specialist self cert mortgage lenders.

We know which lenders are best geared up to meet the needs of the self-employed borrower. Whether your shopping for a fixed rate mortgage, capped mortgage, discounted mortgage, tracker rate mortgage or flexible rate mortgage.

Our mortgage calculator can quickly work out how much you could save by re-mortgaging with Independent Means mortgage brokers.

Even if you think your credit file will prevent you obtaining a personal loan, mortgage, or re-mortgage we can almost certainly help.

We specialise in sourcing funds for clients with poor credit ratings, defaults, CCJ's and missed payments.

Place an online Mortgage Enquiry

Details submitted through this form are confidential. Any information collected will be used solely for the purposes of providing background information when contacting you to arrange an appointment / advice.

We offer a full advice & recommendation service in all cases in order that we can make an informed decision with you about your financial planning needs or mortgage.

To enquire simply complete the brief questionnaire below and click the 'Submit' button. Alternatively you can contact us by telephone on 0870 444 2127.

Your property may be repossessed if you do not keep up repayments on your mortgage.

For mortgages we can be paid by commission or fee. If paying by fee this is typically 0.5% of the loan.

Basic information:

This is the minimum information we require

What time of day would be most convenient:

Place an online Mortgage Enquiry

Details submitted through this form are confidential. Any information collected will be used solely for the purposes of providing background information when contacting you to arrange an appointment / advice.

We offer a full advice & recommendation service in all cases in order that we can make an informed decision with you about your financial planning needs or mortgage.

To enquire simply complete the brief questionnaire below and click the 'Submit' button. Alternatively you can contact us by telephone on 0870 444 2127.

Your property may be repossessed if you do not keep up repayments on your mortgage.

For mortgages we can be paid by commission or fee. If paying by fee this is typically 0.5% of the loan.

Basic information:

This is the minimum information we require

What time of day would be most convenient: